Medicare Open Enrollment

Medicare Open Enrollment

It’s that time of year again! It’s Medicare open enrollment! Do the many available plans confuse you and cause you to want to pull your hair out? Well, you’re not alone. Most of the seniors that we serve are covered by Medicare but scratch their…

Women and aging

Women and aging

The MeToo and Black Lives Matter movements have shed significant light on some of the structural inequality we face in America.  Incremental progress has been slowed even further by the COVID-19 pandemic.  It is hard to believe the dismal statistics showing the financial vulnerability aging…

Blended families:  Avoiding future conflict

Blended families: Avoiding future conflict

Today, due to divorce, spousal death and remarriages, blended families have become the new normal.  Your new aging ”blended family” should consider specialized estate planning to avoid needless family drama and financial missteps.  All families have their own unique dynamic.  Combining families creates its own…

Increasing Long-Term Care Costs

Findings of a new report, the Genworth 2017 Cost of Care Survey, was just released by Genworth Financial. The findings: the median annual cost of a private room in a nursing home is $97,455 ($8,121/month); a semi-private room is $85,775 per year ($7,148/month); a home…

Top 4 Myths about POAs

We highly recommend that individuals complete a Durable Power of Attorney for Financial Matters (or a POA for short). This important document is priceless in the unfortunate event of incapacity and is relatively painless to put in place. Despite its usefulness, many are still wary…