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Difficult Choice on Medigap

September 22, 2017

A plan to shut the doors on the most popular insurance policies used by retirees on Medicare will soon present difficult decisions for people choosing Medigap supplement insurance. In 2020, people who are on Medicare and don’t already have what’s known as Plan F or Plan C Medigap insurance won’t be able to buy it…

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How Medicaid Treats Joint Bank Accounts

September 22, 2017

Medicaid’s rules for eligibility are complex and there are so many misunderstandings. Families often mistakenly believe that adding more account holders to the Medicaid applicant’s bank account will reduce their assets. We often hear things like this, “Well, I added myself to Momma’s checking account last year, so won’t Medicaid look at only ½ of…

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New Medicare Card Scams

September 18, 2017

New Medicare cards that will protect your Social Security number will find their way into your wallets next year. Already there are warnings about the changeover to protect you against scammers. The design for the new Medicare card is expected to be revealed this month and TV ads have already begun talking about the new…

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Resources for our community

Name Confusion-Normal or Dementia?

September 15, 2017

  Do you ever get confused and call Bill’s room John’s? Sometimes, our memories get all mixed up, especially in homes we have lived in for a long time and children have switched rooms. Do you say: “Susie, I mean Mary, I mean Joanie, dinner is ready.” “Oh, what’s your name?” Don’t be concerned, this…

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Using the Medicaid “Spend Down” to Pre-Pay Funeral Expenses

September 14, 2017

Money, Death, and Medicaid—topics very few want to discuss. When it comes to planning ahead for retirement, long-term care needs or death, I have come to learn that few families ever approach these topics. Most of our families come to us in crisis – they have insufficient funds for retirement, no plan for their long-term…

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Who Decides – You or Someone Else?

September 11, 2017

Taking responsibility for tough life decisions prevents others from having to step in and make them for you, but also allows you to discover options that can alleviate the fear. Aging is difficult, with one potential loss after another. Making your own decisions can provide some control over your aging process. Following are several decisions…

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New Medicare Cards

September 8, 2017

To protect Medicare recipients from fraud and identity theft, new Medicare cards will no longer have Social Security numbers on them. The new cards will automatically be mailed to all 58 million current beneficiaries beginning in April of 2018. The new cards will feature a randomly assigned Medicare Beneficiary Identifier (MBI) made up of 11…

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Labor Day – Then and Now

September 4, 2017

  Labor Day came about because workers felt they were spending too many hours and days on the job. In the 1830s, manufacturing workers were putting in 70-hour weeks on average. Sixty years later, in 1890, hours of work had dropped, although the average manufacturing worker still toiled in a factory 60 hours a week. These…

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Webpage Launched: Jimmo Settlement Agreement

September 1, 2017

The Centers for Medicare & Medicaid Services (CMS) reminds the Medicare community of the Jimmo Settlement Agreement (January 2013), which clarified that the Medicare program covers skilled nursing care and skilled therapy services under Medicare’s skilled nursing facility, home health, and outpatient therapy benefits when a beneficiary needs skilled care in order to maintain function…

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Do all Nursing Homes Accept Medicaid?

August 30, 2017

We often hear families talk about “Medicaid Nursing Homes” as if there are nursing homes in Georgia that are for residents relying on Medicaid. There is a fear behind this assumption that Medicaid beneficiaries are relegated to terrible nursing homes. Fortunately, this is a myth. Most nursing homes in Metro Atlanta are dual-certified for Medicare…

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