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Nursing Home Medicaid for Married Couples –Should I divorce my spouse?

May 24, 2017

Every once in awhile we are asked about using divorce as a Medicaid planning tool. The reasoning goes that if the well spouse has over $120,900, that spouse may want to avoid spending those assets on nursing home care as well as the Medicaid Estate Recovery. A “Medicaid Divorce” could do just that. So should…

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Resources for our community

Retirees Going to College

May 23, 2017

Retirees have a variety of options to take college-level classes at affordable prices and sometimes even for free. Here are some ways to increase your knowledge in retirement, without straining your bank account. Audit classes for free. Retirees who audit college classes get to attend interesting lectures, but no grades or credits are provided. For example, Florida residents…

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Lifelong Learning and Living

May 19, 2017

There are many advantages for older Americans to seek out a college community as their new place of residence. They might be looking for intellectual stimulation, cultural amenities and sports offerings without high urban price tags. They may either want a return to their college roots, their alma mater, or perhaps a place they imagine…

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Resources for our community

Nursing Home Medicaid–What About IRAs?

May 17, 2017

For many individuals, retirement savings are their largest asset. And when facing nursing home care, the rules about Medicaid and IRAs can be very confusing. So, how do IRAs (and pensions, 401(k)s, 403(b)s, etc.) affect Medicaid eligibility? Will a large IRA disqualify a nursing home resident for Medicaid? For those who are receiving payments from…

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Resources for our community

Celebrating National Nurses Appreciation Week – May 6-12, 2017

May 11, 2017

Nurses play an important role in patients’ lives. Many times we see clients overwhelmed with gratitude for the care their nurses provide. Our clients are often surprised to learn that we have a registered nurse (RN) on our staff. We find that this adds tremendous value to our clients and to our firm in general.…

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Resources for our community

Nursing Home Medicaid for Married Couples –The Medicaid Look Back Does Not Apply to transfers to Spouses

May 10, 2017

Many have heard of the Medicaid Look Back, but few fully understand this aspect of Medicaid. When someone applies for Medicaid, they are asked about any gifts or transfers of assets for the 5 years (or 6o months) prior to applying for Medicaid. This is the government’s way of deterring people from purposefully impoverishing themselves…

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Resources for our community

Traveling with an Older Person

May 4, 2017

An article from Travel Channel by By: Meredith Rosenberg has great tips for traveling with the elderly. Following these suggestions can help provide a stress-free trip for the older person and the entire family. Consider stairs and walking distances. Know the layout of your hotel and check on the availability of a wheelchair. Check out, prior…

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Nursing Home Medicaid for Married Couples—What if we already get VA Benefits?

May 3, 2017

The Aid and Attendance Benefit offered to wartime veterans is often used to pay for assisted living care or home care (https://hurleyeclaw.com/practice-areas/veterans-aid-attendance/). What if a couple is living in an assisted living community and receiving the VA Aid and Attendance Benefits when nursing home care is needed for the wartime veteran? In a situation like…

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Resources for our community

Stress Getting You Down?

April 28, 2017

Out of time! Sandwich generation! Lack of sleep! Sound familiar? Caregiver stress research is offering you a few tips. (1) Plan tasks strategically by creating a plan for ongoing duties. Be organized and combine projects when possible. (2) Keep your car stocked with supplies. By keeping helpful items in the trunk that are easily accessible,…

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Resources for our community

Nursing Home Medicaid for Married Couples—What if the Well Spouse is Still Working

April 26, 2017

This whole month we have been exploring Nursing Home Medicaid eligibility questions for Married Couples. The Medicaid rules are confusing, and this is especially true for married couples. In recent blogs and newsletters, we have addressed income issues for married couples when one spouse is seeking Nursing Home Medicaid. Adding to the complexity, let’s consider…

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