Medicare or Medicaid? What Medicare Will Cover and When to Apply for Medicaid Picture this . . . Susie, who is 82 years old, fell, broke her hip, and was taken to the hospital. The hospital then discharged her to a skilled facility for rehab.…
Tag: Medicare
Medicare Open Enrollment: Medicare Advantage Plans
Medicare Open Enrollment for 2021 is in full swing! But, the Dec. 7th deadline to enroll or change your coverage is quickly approaching! Our November 3, 2020 blog discussed Original Medicare and all of its “parts.” But what about Medicare Advantage Plans and how they stand…
Medicare Open Enrollment
It’s that time of year again! It’s Medicare open enrollment! Do the many available plans confuse you and cause you to want to pull your hair out? Well, you’re not alone. Most of the seniors that we serve are covered by Medicare but scratch their…
Possible Changes to Medicare's Three-Day Rule
. In early August, a class-action lawsuit got underway that could impact the three-day Medicare rule. This follows a bi-partisan bill filed in March that would change the rules for nursing home admissions. In order to understand the changes, you have to understand the…
New Medicare ID Cards
Preventing identity theft is the purpose of the new Medicare ID cards. Because a person’s Social Security number is currently on Medicare ID cards, this number, (used by Social Security Administration, U.S. Railroad Retirement Board, state Medicaid agencies, health care providers and health plans), is…
What Health Insurance Doesn't Cover
Health insurance doesn’t cover everything. Listed below are some of the most common health procedures along with reasons why they most likely won’t be covered by your health insurance. Travel vaccines, if going abroad, are not covered because travel is not medically necessary so therefore…
Avoid Costly Medicare Mistakes
These are some of the major Medicare mistakes and ways to avoid them. Are you making any of these mistakes? Not checking thoroughly whether you qualify for Part A, B or D. You must be at least 65 years old but do not need work…
New Developments for LGBT Benefits
LGBT people need to be aware of recent developments that change how Medicare and Medicaid work for them. First, the Supreme Court’s legalization of same sex marriage in all states changed how Medicare and Medicaid evaluate the eligibility of same sex spouses for both…
Medicare A, B, C and D Explained
Each part of Medicare provides different kinds of coverage. Explanations follow: Part A – helps pay for a stay in the hospital and skilled nursing facilities, home health services, and hospice care – as long as certain conditions are met. There are no monthly premiums…
Higher Drug Prices Affecting Seniors
One in four Americans report difficulty paying for medications. This is due in part to a 13 percent increase last year in spending on prescription drugs by individuals. Seniors are somewhat shielded from rising drug prices by Medicare’s Part D program, but drug cost…