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Resources for our community

Can’t I Just Give Away My Assets? Understanding the Penalty Period

July 26, 2017

After our last blog post about qualifying for nursing home Medicaid while owning a home, we received numerous questions about just giving the house away. Several sons and daughters were advised to just sign a quitclaim deed transferring mom or dad’s house to them before moving them into a nursing home. They thought that just…

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Locating Critical Information

July 24, 2017

A parent’s unexpected health event could precipitate an immediate need to get your hands on key information and secure valuables. Before something happens, it is a good time to talk to aging parents about what you may need to provide someday. Some parents are hesitant to discuss personal matters, even with their children. For insight…

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Resources for our community

National Parks Service – Senior Pass Price Increase

July 21, 2017

Buy now, if you wish to pay $10 for a Senior Pass, a lifetime benefit for admittance into our national parks and monuments. This is a real deal for U. S. citizens or permanent residents age 62 or over and hasn’t changed since 1994. This price is in effect through August 27th. But…….buy the pass…

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Qualifying for Nursing Home Medicaid While Owning a Home

July 19, 2017

Is it true that I have to sell mom’s home before she can get Medicaid? We just received this question yesterday…and the day before that… and a few times last week… There is so much confusion about Medicaid, especially when it comes to home ownership. A nursing home resident can own a home and still…

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Operation Southern Shield

July 17, 2017

Operation Southern Shield begins today, July 17th, in a weeklong speed prevention and enforcement initiative on interstates, major highways and local roads in Georgia, Alabama, Florida, South Carolina and Tennessee. The campaign aims to reduce summertime wrecks and traffic deaths by reducing drivers who are speeding, impaired, distracted or not wearing seat belts. Harris Blackwood,…

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Be Discreet with Elders

July 14, 2017

Unintended barbs cut to the quick and can’t be taken back. Try to work with an elder’s loss of short-term memory or declining cognition when speaking with them. Here are some options when speaking to elders: Hold your tongue; you are frustrated but think about them and repress your emotions. They forget. As reminders, say…

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More about the QIT

July 12, 2017

The eligibility rules for Medicaid can be confusing, and this is especially true if you think you need a Qualified Income Trust (or QIT). In today’s blog, we want to address how the QIT (the Qualified Income Trust, or Miller Trust) is used. A QIT is needed when a nursing home resident’s income exceeds the…

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Resources for our community

Grant to Fight Elder Exploitation/Abuse

July 10, 2017

The Georgia Department of Human Services has been awarded a $10,000 AARP BankSafe Initiative Grant to help fight the loss of retirement savings among its aging population. One in five older adults fall victim to financial exploitation, each losing an average of $120,000, as reported by AARP. Nationwide, seniors lose $3 billion to financial abuse…

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Worried About Memory Loss?

July 7, 2017

Let’s face it, we all are. Every time we forget a date, a face, our keys, or anything, either trivial or important, a cloud comes over us regarding our potential memory loss. Memory loss is part of normal aging with many additional issues leading to increased symptoms. How do you know if your forgetfulness is a regular part…

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Individuals, Income, and Georgia Medicaid Rules

July 5, 2017

Over the last few months, we’ve addressed the top questions about nursing home Medicaid for couples. Today, let’s take a closer look at Medicaid rules for individuals by focusing on the income rules. Medicaid is a means-tested, government-provided health insurance benefit. It is the largest payer of nursing home care in Georgia. Most nursing home…

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