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A report by the Wall Street Journal states that 43 percent of older Americans exhibit one or more signs of financial victimization. Yet, a Merrill Lynch study indicates that phone-scammers and other spammer schemes represent only about 4.5 percent of elder financial fraud. So where does the greatest percentage of financial victimization come from? Surprisingly,…
Read MoreI want to look at the case we mentioned last week again: Sarah applied for Medicaid on behalf of her father, Don. Don owned a home that he placed in an irrevocable trust in 2014. When he first moved to the nursing home, he had about $85,000 in his checking account and a few certificates…
Read MoreSeveral tips on communication with elderly people may be helpful in coping with family relationships. Sometimes it is difficult to talk with elderly parents, especially when roles are reversed and the adult child is providing advice. Some helpful guidelines follow. Giving advice is best avoided if it hasn’t been asked for; let an outside person…
Read MoreDo Not Call doesn’t seem to work. Blocking doesn’t seem to work. What to do? Since January of this year, almost 6,000 scams involving phone calls have been reported to the Better Business Bureau’s Scam Tracker. As soon as one picks up the phone, their number is registered as active and can be sold for…
Read MoreOur office receives regular calls from families asking us to intervene in Medicaid cases that have been denied. Often times, family members are handed a copy of the Medicaid application from a social worker in a nursing home or the nursing home admissions director, so they think they should just fill out the application and…
Read MorePrimary-care doctors have a free online toolkit to aid them in detection and diagnosis of cognitive impairment, dementia and Alzheimer’s disease. Developed by the Gerontological Society of America, the toolkit model is named KAER, a four-step method. Step one is KICKSTART, an introduction about memory loss to patients and families. Step two is ASSESS, in…
Read MoreWhy are some people superagers? One common factor is that they engage in demanding mental exercise, continually challenging themselves to learn new things outside of their comfort zone. They try new things that they wouldn’t have dared to do when younger, fearing failure. In addition, older adults generally are happy. Retirement likely is improving…
Read MoreAfter our last blog post about qualifying for nursing home Medicaid while owning a home, we received numerous questions about just giving the house away. Several sons and daughters were advised to just sign a quitclaim deed transferring mom or dad’s house to them before moving them into a nursing home. They thought that just…
Read MoreBuy now, if you wish to pay $10 for a Senior Pass, a lifetime benefit for admittance into our national parks and monuments. This is a real deal for U. S. citizens or permanent residents age 62 or over and hasn’t changed since 1994. This price is in effect through August 27th. But…….buy the pass…
Read MoreIs it true that I have to sell mom’s home before she can get Medicaid? We just received this question yesterday…and the day before that… and a few times last week… There is so much confusion about Medicaid, especially when it comes to home ownership. A nursing home resident can own a home and still…
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