Search Results: nursing home medicaid
Every once in awhile we are asked about using divorce as a Medicaid planning tool. The reasoning goes that if the well spouse has over $120,900, that spouse may want to avoid spending those assets on nursing home care as well as the Medicaid Estate Recovery. A “Medicaid Divorce” could do just that. So should…
Read More For many individuals, retirement savings are their largest asset. And when facing nursing home care, the rules about Medicaid and IRAs can be very confusing. So, how do IRAs (and pensions, 401(k)s, 403(b)s, etc.) affect Medicaid eligibility? Will a large IRA disqualify a nursing home resident for Medicaid? For those who are receiving payments from…
Read More Many have heard of the Medicaid Look Back, but few fully understand this aspect of Medicaid. When someone applies for Medicaid, they are asked about any gifts or transfers of assets for the 5 years (or 6o months) prior to applying for Medicaid. This is the government’s way of deterring people from purposefully impoverishing themselves…
Read More The Aid and Attendance Benefit offered to wartime veterans is often used to pay for assisted living care or home care (https://hurleyeclaw.com/practice-areas/veterans-aid-attendance/). What if a couple is living in an assisted living community and receiving the VA Aid and Attendance Benefits when nursing home care is needed for the wartime veteran? In a situation like…
Read More This whole month we have been exploring Nursing Home Medicaid eligibility questions for Married Couples. The Medicaid rules are confusing, and this is especially true for married couples. In recent blogs and newsletters, we have addressed income issues for married couples when one spouse is seeking Nursing Home Medicaid. Adding to the complexity, let’s consider…
Read More We have mentioned that many nursing home residents pay their whole income, minus $50, to the nursing home leaving Medicaid to pay the remainder of the nursing home bill. In addition to the $50 personal needs allowance, Georgia allows its nursing home residents who are receiving Medicaid benefits to also pay certain bills out of…
Read More We are continuing our series of newsletters and blogs on Nursing Home Medicaid for Married Couples. The eligibility rules for Medicaid can be confusing, and this is especially true if the person seeking Medicaid has a spouse. In today’s blog, we want to address how the QIT (the Qualified Income Trust, or Miller Trust) is…
Read More Last week our office received a call from a woman facing the difficult situation of placing her husband in a nursing home for long term care. After a series of strokes and now advanced dementia, she has decided that a nursing home may be the best place for him. He is currently receiving inpatient rehab…
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Hurley Elder Care Law often discusses the protections for married couples when one spouse enters the nursing home and the other resides at home or in a community. But what happens when both spouses require nursing home level care? This occurs more often than you may think, and the Medicaid rules are quite different when…
Read More Mr. Smith was shocked when he was told that his wife could be eligible for Medicaid. Although they have never been wealthy, Mr. and Mrs. Smith always worked decent paying jobs and saved for retirement in their IRAs. How could they be eligible for Medicaid?
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