Georgia Medicaid
Our last blog covered the top three things you should know about Georgia Nursing Home Medicaid. Coming in at #1 was: You likely don’t make too much money to qualify for nursing home Medicaid. This confuses so many families—and even professionals. Georgia does have an income cap. By having an income…
Over the last thirteen years, we have worked with hundreds of spouses. Some are in their 80s and 90s, but many are also in their 50s and 60s. Dementia, stroke, Parkinson’s disease, and many other illnesses are not restricted to only the old-old and oldest-old. These diseases are more likely to affect those over age…
Nursing Home Medicaid pays for the majority of the cost of the nursing home for the majority of all Georgia nursing home residents. When we last checked, almost 80% of all nursing home residents in Georgia receiving long-term care (and not short-term rehab) are on Medicaid. Nationwide, Medicaid covers 6 in every 10 nursing home…
Medicaid is a means-tested, government-provided health insurance benefit. It is the largest payer of nursing home care in Georgia. It is also commonly misunderstood. For instance, many people believe that they may have too much income for Medicaid. It is true that Georgia has an income cap. For 2018, that income cap is $2,250. This…
It is true that Medicaid is intended to be health insurance for the very poor. It is also true that Medicaid has become the default long-term care insurance payer for millions of middle class families. In the Metro Atlanta area, nursing home costs can run $10,000/month. With such high costs, it is no wonder that…
There is a new push to change Georgia’s laws so that Medicaid dollars could also be used to pay for assisted living facilities. The Coalition of Advocates for Georgia’s Elderly (CO-AGE) has finalized their 2018 advocacy priorities, and this topic was selected as one of their 3 legislative issues for 2018. We all know…
I want to look at the case we mentioned last week again: Sarah applied for Medicaid on behalf of her father, Don. Don owned a home that he placed in an irrevocable trust in 2014. When he first moved to the nursing home, he had about $85,000 in his checking account and a few certificates…
Our office receives regular calls from families asking us to intervene in Medicaid cases that have been denied. Often times, family members are handed a copy of the Medicaid application from a social worker in a nursing home or the nursing home admissions director, so they think they should just fill out the application and…
Over the last few months, we’ve addressed the top questions about nursing home Medicaid for couples. Today, let’s take a closer look at Medicaid rules for individuals by focusing on the income rules. Medicaid is a means-tested, government-provided health insurance benefit. It is the largest payer of nursing home care in Georgia. Most nursing home…
Every once in awhile we are asked about using divorce as a Medicaid planning tool. The reasoning goes that if the well spouse has over $120,900, that spouse may want to avoid spending those assets on nursing home care as well as the Medicaid Estate Recovery. A “Medicaid Divorce” could do just that. So should…
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