Increasing Long-Term Care Costs

Findings of a new report, the Genworth 2017 Cost of Care Survey, was just released by Genworth Financial. The findings: the median annual cost of a private room in a nursing home is $97,455 ($8,121/month); a semi-private room is $85,775 per year ($7,148/month); a home health aide costs about $49,000 per year ($4,099/month) and that…

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Top 4 Myths about POAs

We highly recommend that individuals complete a Durable Power of Attorney for Financial Matters (or a POA for short). This important document is priceless in the unfortunate event of incapacity and is relatively painless to put in place. Despite its usefulness, many are still wary or ill-informed about the POA. Here are four of the…

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Social Security Increases in 2018

A cost-of-living increase of 2 percent has been announced by the Social Security Administration. Approximately one in five Americans will receive the cost of living benefit in 2018 which is more than 70 million U. S. residents; these include Social Security recipients, disabled veterans and federal retirees.  The COLA (Cost of Living Adjustment) of 2…

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Social Security Increase

A cost-of-living increase of 2 percent has been announced by the Social Security Administration. Approximately one in five Americans will receive the cost of living benefit in 2018 which is more than 70 million U. S. residents; these include Social Security recipients, disabled veterans and federal retirees.  The COLA (Cost of Living Adjustment) of 2…

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Stages of Alzheimer’s Disease

Not all persons who have Alzheimer’s disease are alike, making it difficult for both the family and doctors. Knowing the various signs or stages of the disease helps one to cope and offer the most effective help. There are seven stages of the disease, as follows: Stage One has no signs. The disease is undetectable.…

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Warning: That POA May Not Be Accepted by the Bank!

Many family members are blindsided by this situation. They think they have everything in order so that they can pay the bills and access the accounts on behalf of their incapacitated loved one. So, they are shocked when a bank employee refuses to accept their loved one’s POA. They are effectively blocked from accessing their…

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Happiness and Health

New research suggests that happiness can make you healthier. Positive vibes are linked to a stronger body and mind together with a more satisfied life. Following are “science-backed” tips to find more joy in your life! Explore life without social media. Yes, symptoms of anxiety correspond to the amount of time you spend on social…

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Dehydration Issues in Seniors

Seniors especially are susceptible to fluid and electrolyte imbalances due to the body’s lessened ability to conserve water. Also, the sense of thirst diminishes with age. Consequently, by the time an older person actually feels thirsty, essential fluids could already be extremely low. To compound the issue, certain medical conditions and medications can affect fluid…

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You Can Participate in Brain Research

There is an opportunity to take a 10-minute online test, part of a research study to understand how memory changes as people age and how genetics are involved in the process. The goal is to learn more about the connections between memory and aging and to be able to understand brain disorders, such as Alzheimer’s…

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