Seamless Conversion Suspended

A policy known as seamless conversion, a practice that allows select insurers to auto-enroll newly eligible Medicare beneficiaries in an issuer’s commercial or Medicaid managed care product into one of the same company’s Medicare Advantage (MA) plans was suspended by the Centers for Medicare and Medicaid Services (CMS). Applauding the moratorium, Medicare Rights issued the…

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Flu Season 2016

Here are the things you need to know about this year’s flu season, especially if you are 65 or older: (1) The Fluzone high-dose vaccine is still available for those 65 and up. It contains four times the amount of antigen, the substance that prompts an immune response, as a regular flu shot. “The trade-off with this…

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Retirement Personality

Generally, people don’t change. They don’t change who they are, what they believe, what they do or their basic goals and outlook in life. Your personality and your retirement personality are the same; just because you retire you do not become a different person. Who you are now is very much who you have always…

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Charitable Elders

Why older people are more charitable is not because they have money, but because they become more altruistic as they age. A person who studied altruism, Leonardo Christov-Moore, a postdoctoral fellow at the Semel Institute of Neuroscience and Human Behavior at the University of California, Los Angeles, states: “Your odds of experiencing suffering and others’…

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Condolence – Meaningful or Inappropriate

Expressing sympathy is an art – of saying the right thing and avoiding the wrong words. The value of condolence is sincerity, not meaningless words. While social media has replaced handwritten notes for many, sympathy cards are still being purchased, (about 90 million cards are purchased annually, with about 90 percent being bought by people…

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Human Life Has Its Limits

Just how long can a human live? There seems to be a limit; right now the oldest person is 122 years old. Human life expectancies have risen, but there is a boundary, or so it seems. Latest research suggests there may be a limit to our life span and without some type of breakthrough that…

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Tax Credit for Caregivers

There is a proposed bill that would provide a federal tax credit of up to $3,000 to help eligible working caregivers who financially assist family members. AARP is urging members to call 844-259-9355 toll-free and ask their lawmakers to cosponsor the Credit for Caring Act. An average of $5,500 per year is paid by family…

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Flu Vaccines Available

The Public Health Centers of Acworth, Marietta, Douglasville and East Cobb are offering annual flu vaccines to everyone six months and older. In additional to the flu vaccine, the Cobb and Douglas Public Health’s Immunization Clinic is recommending pneumonia shots for persons over 65 years old, or anyone with a chronic illness or weakened immune…

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Georgia: Tax-Friendly for Retirees

Most Georgia retirees find Georgia to be tax-friendly. Kiplinger’s Retiree Tax Map, Washington, D.C. – based, lists Georgia as the #7 tax-friendly state for retirees. Though it has dropped from #5 in 2015, it still remains a very good tax environment for retirees. Kiplinger’s reveals senior tax breaks across all 50 states and compares taxes…

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Long-Term Care

Planning ahead for long-term care should be part of your retirement planning, at least to check it out and see whether it is important for your future. Some of your questions should be about the type of benefits available – possibly through your employer. You may consider the fact that long-term health care insurance is…

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